EZ Smart Plan

• UOB customer & spouse between the age of 18 to 60 years old, 6 months - 18 years of age for children (up to 25 years old if studying full-time).
• Easy enrolment for all Malaysians and permanent residents.
• No medical examination.
• Class 3 occupation (engaging in manual work) eligible for Plan A only.
• Policy renewable up to age 75 years.
• Premium at enrolment stays unchanged from the inception date.
• Cash Back Renewal Bonus – 15% on premium paid upon renewal subject to No Claim on previous policy and current policy is still in force.
• Maximum 1 policy active per insured person.

* 15% of the premium paid will be refunded upon renewal of the policy subject there isn't any claim in the previous policy period, and the policy is still in force.

Duration of cover is for one year as stated in the Certificate of Insurance. You need to pay the insurance cover on a monthly basis via credit/ debit card instruction.

Protection from age 18 – 60 years with renewal up to 75 years old.

Occupation Class 3 – enroll Plan A only.

This premium amount is before Service Tax.

• Stevedores
• Professional Divers
• Test Pilot and Divers
• Professional Sports Team
• Air Crews and Ship Crews
• Naval, Military or Air Force service or operation

This policy is extended to cover injury sustained by the Insured Person who is employed as a military personnel, law enforcement officer, civil defence officer, and security officer who solely does sedentary desk-bound duties, that is strictly clerical or administration work. This policy is extended to cover injury sustained by the Insured Person who is employed in any of the occupations listed in EXCLUSIONS provided the Insured Person is off -duty at the time of the injury and the injury does not arise in the course of employment or any activity related to the Insured Person's employment.